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Understanding Accident Forgiveness Policies Offered by Insurance Companies

When considering accident forgiveness, it is important to note that not all insurance companies offer this policy feature. Furthermore, not everyone qualifies for accident forgiveness, and certain accidents may not be eligible for forgiveness. For instance, Farmers Insurance has a policy that states that individuals cannot qualify for accident forgiveness if they have drivers under […]

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The Duration of Auto Accidents on Driving Records

 The impact of an auto accident on your current insurance rates depends on the date of the incident. In general, insurance rates tend to return to normal within three to five years after an accident, allowing sufficient time for the incident to be cleared from your driving record. Some insurance companies may also consider whether […]

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